Glossary Terms

Glossary Terms

Certified Financial Planner (CFP®) professional 

A designation conferred by the Certified Financial Planner Board of Standards. A CFP® has received approved training and industry certification in the six areas of financial planning: estate planning, retirement planning, cash flow management, risk management, tax planning, and investments.

Molly Ward is a Certified Financial Planner® professional.

Certified Divorce Financial Analyst (CDFA®)

A designation held by Molly Ward, a Certified Divorce Financial Analyst®, is a financial professional skilled at analyzing data and providing expertise on the financial issues of divorce. The role of the CDFA® professional is to assist the client and his or her attorney to understand how the decisions he or she makes today will impact the client’s financial future.

Financial Planning

Comprehensive advice and assistance to a client for the purpose of meeting the client’s financial needs and life goals.

Money Scripts

Unconscious beliefs about money, usually formed in childhood, which we may not even realize we hold but which shape our financial decisions and behavior. An example of a money script is, “More money will make everything better.”

Wealth

Defined by Molly Ward herself, wealth is being prepared for life’s unexpected twists and turns, having the flexibility to donate where your spirit guides you, and leaving your values and some money to your grandchildren. It is a state of mind not reflected in numbers, but in the moments that truly matter in our lives.

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck